Personal Loans & Lines of Credit

South Carolina Federal Credit Union supports your financial goals with flexible personal loan options and personal access lines of credit.

Do you need financing for a major purchase? Are you looking to consolidate high-interest debt or build your credit? South Carolina Federal Credit Union provides flexible personal loans with competitive rates for every financial goal, from funding big plans to rebuilding credit.
Personal Access Lines of Credit
When you need funds to be available anytime, a Personal Access Line of Credit provides an affordable solution. Use this line of credit for large purchases, car repairs, education costs, or anything else.
  • Competitive low rates that fit your budget
  • No pre-payment penalty for early payoff
  • Provides overdraft protection for your checking account
Personal Loan
Borrow a lump sum of money to consolidate debt, pay for unexpected expenses, or purchase 4-wheelers and personal watercraft, such as a Jet Ski.
  • Borrow up to $25,000 for any personal expense
  • Fixed interest rate means predictable monthly payments
  • Auto-pay is available, so you never have to worry about missing a payment
Make informed financial decisions with helpful resources.